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Financial basics towards your best life

Young Money Australia

Throughout my years in the banking and financial services industry, I became aware of the  lack of knowledge being imparted to young people on how to set up their personal finances. The education system is not equipped to assist and in the busyness of life, little emphasis is unfortunately put on this subject.

Young adults were being left to fend for themselves, stumbling through the financial maze as they embarked on their life's journey. I saw common mistakes being made, often resulting in loss of money, loss of opportunity and general fallout in other areas of life.

Understanding loss of money is easy but loss of opportunity is a bit different and can happen when people are playing catch-up from previous mistakes. Poor judgement can follow, for example increasing credit card debt. Once trapped in the debt spiral, financial opportunities, like a good deal on a new car or a house, can't be seized.

Being prepared for opportunity can ultimately be a game changer towards financial health and therefore choice.

The YMA program is aimed at helping young people get it right the first time by a system which can be used throughout life. It is designed to help young people minimise common mistakes and position themselves to be able to take opportunities when they are presented.

YMA clients have access to a member’s only site, my personal coaching through regular review plus the ability to ask any questions along the way. See Package Inclusions for more details.

Get ready to take the journey together.

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PAUL CLUFF

Hi, I’m Paul and for 35 years I have enjoyed a successful career in the banking and financial industry. Prior to this I was a sports coach and personal trainer.

One day it occurred to me how similar the coaching skills were, to the skills I was teaching my banking clients.  I imagined how powerful it would be to combine the two to help people create a better life for themselves.

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