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Programs


♦ Young Money Australia (YMA):

This program is a complete package specifically aimed at assisting young people (generally aged 18-30) as they start out on their life’s journey.  It has been designed to help this group develop good financial habits early so they can control their financial future.

YMA offers a user-friendly budgeting system with the goal of eliminating current debts, obtaining their first home loan and placing them on the path of financial wellness for life.

Visit  Young Money Australia for more details.


♦ Get Fit Money Australia (GFMA):

This program incorporates the same financial principals as YMA however is targeted towards the next stage of life (generally aged 30-60).  This group incorporates singles and couples without dependants building wealth plus those starting a family. As the journey through life changes financial responsibilities become more complex.

The GFMA program is designed to ensure clients can fully understand where their money goes and how to protect it. In this program, we reassess your total financial position with a view to achieving good life balance. We will show you strategies in debt reduction and how to free up your cash flow to ultimately payoff off  your home loan sooner, leaving you in a strong position towards achieving financial independence.

Visit Get Fit Money Australia for more details.


♦ Thrive Money Australia (TMA):

In this program we will consider your retirement phase. We listen to your goals and aspirations then consider the income stream options to meets those objectives. Sound financial principals also rule here with emphasis on your budgeting process ensuring you are on track.

This is a crucial to balance financial security and risk as retirement years are on the average, much longer now than ever before. TMA is a ‘hands-on’ program with constant communication to ensure you understand your options and are safe-guarded against major market moves. 

Visit Thrive Money Australia for more details.
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PAUL CLUFF

Hi, I’m Paul and for 35 years I have enjoyed a successful career in the banking and financial industry. Prior to this I was a sports coach and personal trainer.

One day it occurred to me how similar the coaching skills were, to the skills I was teaching my banking clients.  I imagined how powerful it would be to combine the two to help people create a better life for themselves.

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