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Individual, holistic financial advice

About Us

If you follow sport, you will know the influence a great coach has on a sporting team or individual.

The coach is an integral part of the sporting machine where he/she will take players and help them improve mentally and physically, provide them with strategy, unify the team and be the constant support to navigate the athletes to victory.

The concept of coaching is no longer reserved for sports. Today people are looking to find that edge and are turning to coaches to improve all aspects of their lives including health, career and finances. A good coach can see what a client sometimes cannot.

Just as a fitness coach holds their clients accountable for diet and exercise, finance coaches hold their clients accountable for sound financial management, providing them the guidance, support and motivation needed to reach their financial goals and objectives.

The PCFC Group was formed to help Australians take control of their financial position and from there springboard into wealth creation strategies to ultimately become financially independent.

PCFC Group principal Paul Cluff has over 35 years experience in the financial services industry and has witnessed first-hand the everyday struggles of many people. Paul is passionate about helping his clients navigate the often complex financial maze and get them on their path to a better financial position.

To better assist clients the PCFC Group has developed user friendly systems and programs aimed at comprehensively organising clients financial affairs. 

Your success is our ultimate reward.


Hi, I’m Paul and for 35 years I have enjoyed a successful career in the banking and financial industry. Prior to this I was a sports coach and personal trainer.

One day it occurred to me how similar the coaching skills were, to the skills I was teaching my banking clients.  I imagined how powerful it would be to combine the two to help people create a better life for themselves.